Workers Compensation Insurance Overview
Workers’ compensation insurance is often one of the largest expenses incurred by an organization. As an independent broker with deep expertise in workers’ compensation, we recommend insurers who specialize in your industry and we offer programs that are designed specifically to reduce the risks associated with your type of business.
Duran Risk & Insurance Services offers a comprehensive array of insurance options including:
Guaranteed cost – premium is paid at policy inception and is fixed for the duration of the policy period, based on payroll and employee classification
Loss sensitive – premium is adjusted using actual claims experience
Self-insured – employer pays claims based on actual cost incurred
A Duran Risk advisor will help you evaluate and identify
the best option for financing workers’ compensation insurance.
Duran Risk & Insurance Services offers the following valuable services to help manage your costs and reduce injuries:
- Periodic reviews of your risk and safety programs
- Fraud investigation
- Open claims and experience calculations
- Return-to-work programs
Our goal is to identify area’s that reduce the risks to your business, lower your costs, and protect the health of your employees.
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